In an article posted on Wired, there are mentions of game installations on the Xbox One.
There’s one feature of Xbox One from which we can infer quite a few conclusions: You can install any game from the disc to the console’s hard drive, and then play that game whenever you like without having to put the disc in.
Wired asked Microsoft if installation would be mandatory. “On the new Xbox, all game discs are installed to the HDD to play,” the company responded in an emailed statement. Sounds mandatory to us.
In addition Wired then presumes that the games are then tied to the Xbox Live account which for which the game was installed. They then go on to say:
Microsoft did say that if a disc was used with a second account, that owner would be given the option to pay a fee and install the game from the disc, which would then mean that the new account would also own the game and could play it without the disc.
This could have a similar impact on used game sales similar to Online Pass systems, which EA recently said they were doing away with- probably because of this new install fee. Wired asked about playing the game on a console without installing it and having to pay this fee- Microsoft had no answer.